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How To Get A Bank Job After 12th in 2024: Career in Banking

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The banking sector is one of the fast-growing areas in India. Therefore, most individuals are looking up to the sector and trying to enroll in the banks. Do you also want to pursue the banking sector as your career? As you are in 12th grade, you might have difficulty deciding on further processes. 

Well, this blog will help you out with it. When seeking a job in the banking sector, preparation plays a vital role. Therefore, you have to get along with an institute that helps you throughout.

Institute of Professional Banking (IPB) can be the best option for your preparation. You can get the PGCRB course, a 90-day course; it prepares you for the banking sector. There are professors who help you get all the skills that you might need in your career.

Private Bank Job After 12th

career in banking

We Recommend to complete your graduation with good percentage then, choose Institute of professional Banking course PGCRB (Post Graduate in Retail in Banking).

Let’s get along with all you need to know about the process.

Steps to Become a Banker After 12th in India

When you wish to pursue the banking sector as your career, you need to follow these steps:

1. Select Your Stream

If you wish to get into the banking sector, you have to study with a commerce stream on the 12th. Although it is not required, it helps to create a strong foundation if you plan to chase a career in banking.

2. Education Qualification

The banking sector asks for certain credentials you might need to get a job. Let’s take a look at the essential qualifications.

Must Read: 

How to Prepare for Banking Exams: Step by Step Guide

Enroll in a Right Course after Completing 1oth

After completing your 10th, there are a few courses that might help you make your way to a banking career. Here is the list of diploma courses that you can opt for:

  • Diploma in Banking and Finance
  • Diploma in Banking Security
  • Diploma in Banking Management
  • Diploma in Banking and Financial Services
  • Diploma in Banking & Services Management
  • Diploma in Banking and Finance Law
  • Advanced Certificate in Banking laws and Loan management
  • Professional Program in Commercial Banking (PPCB)

Opt-in to a Degree Program After Completing Your 12th

When you clear your 12th exams, you can opt for programs that help you in your banking career. Get a bachelor’s degree in banking, economics, finance, or any commerce-related course.

Then, prepare for different banking entrance exams to get a job in a public sector bank. Or you can also pursue an MBA in banking and finance to get a job in a private bank.

Below is the list of the courses that you can pursue after the 12th, and all of them are for 3 years.

  • Bachelor in Banking and Finance
  • BBA in Banking/Accounting
  • Bachelor in Finance and Accounting
  • Bachelor in Statistics and Business
  • Bachelor in Financial Planning
  • Bachelor in Economics
  • B.Com in banking 
  • Bachelor in Commerce
  • Bachelor in Banking And Insurance (BBI)
  • B.A in International Finance and Banking

Boost Your Chances: To Become A Banker Abroad

Many students desire to pursue a banking career in the banking sector. You must qualify for a few exams, such as SAT and ACT. With them, you can increase your chances of getting a university seat abroad. Below is a list of undergraduate programs that you can pursue abroad.

Course Duration
BSc (Hons) in Banking & Finance 4 years
BSc in Finance and Accounting 4 years
BS in Economics 4 years
Bachelor in Financial Management 4 years
BBA 4 years
Finance and Investment Banking 3 years
BBA- Banking 4 years
Business Studies- Banking 4 years
Row 9, Column 1 18 months

3. Industry Certification

Certain courses will help you stand out among the other applicants. If you get the following certifications, it would be beneficial for your career.

  • Chartered Financial Analyst (CFA)
  • Certified Public Accountant (CPA) 
  • Certified Management Accountant (CMA)
  • Certified Financial Planning (CFP)
  • Financial Modeling and Valuation Analyst (FMVA)
  • Financial Risk Management (FRM)
  • Business Accounting and Taxation (BAT)
  • Chartered Alternative Investment Analyst (CAIA)

4. Job Preparation

  • Internship 

Get in touch with the bank where you want to intern. Some professionals will assist you throughout the process. Attend a job fair to find internship prospects or keep an eye on the job options section of the newspaper. You can join the team of IPB to prepare for the banking sector.

  • Portfolio Innovation

To boost your credibility as a professional, you should seek industry-specific credentials such as CFA, FRM, and CFP. Include your internship experience, and take customer assistance training. It will help you highlight their requirements and make your portfolio stronger.

Skills Required To Become a Successful Banker

To become a successful banker, you must acquire these skills.

  • Numerical aptitude
  • Professionalism 
  • Communication skills
  • Multi-tasking skills 
  • Team coordination and Leadership skills 
  • Problem-solving and analytical skills
  • Patience & resilience 
  • Work Ethics & Integrity
  • Time management
  • Customer dealing & Customer satisfaction

Top Recruiters of Bankers in India

In India, you can pursue your banking career in these banks and others:

  • Bank of India 
  • Bank of Maharashtra
  • Bank of Baroda
  • Central Bank of India 
  • Canara Bank
  • Punjab National Bank
  • Indian Bank 
  • Union Bank of India 
  • UCO bank 
  • State Bank of India
  • Punjab & Sind Bank 
  • Indian Overseas Bank

Must Read: Importance & Benefits of Effective Listening in Professional Life

Top Recruiters of Bankers in Abroad

If looking for an abroad banking sector, you can opt for these banks:

  • Goldman Sachs
  • Deutsche Bank 
  • J.P Morgan 
  • Barclays Capital
  • American Express
  • HSBC
  • Morgan Stanley
  • Citibank
  • Standard Chartered Bank

CEO Message:

Post-Grad Program IPB Created for Banking Careers

As graduates throw their caps, I remember asking “What’s next?” after my own graduation.

I realized that to launch a successful banking career, university degrees weren’t enough. Practical, job-ready skills were needed. That’s why we brought together industry experts to create IPB India’s Post Graduate Certificate in Retail Banking (PGCRB). 

This intensive 3-month program equips students with in-demand banking abilities like:

Retail banking operations

  • Product expertise across loans, accounts, cards
  • Sales and relationship management skills
  • Regulatory and compliance knowledge

The curriculum provides:

  • Interactive virtual classes
  • Doubt clearing with faculty
  • Content updated to match industry needs
  • Exam prep like NISM

In just 3 months, @IPB gives graduates the targeted training to start successful banking careers.

Visit to learn more and apply!

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