IPB’s Hire–Train–Deploy (HTD) Program with SMFG India Credit

A structured career opportunity designed for young graduates.

Start your banking career with a guaranteed salary of ₹ 3 LPA+Incentives (Rural Youth Preferred)

Program Details

Salary Package

₹3 LPA (+ Incentives)

Job Offered

Sales & Collections

Program Duration

30 Days

Training Mode

Residential Training

Training Location

IPB PO Academy, Baddi University, HP (near Chandigarh)

Job Location

PAN India

The Saksham Program is a Hire–Train–Deploy (HTD) initiative designed to create employment-ready youth for banking frontline roles.

The program focuses on training, skill development, and structured employment opportunities through a 30-day fully residential upskilling model.

Saksham Program

Hiring → Training → Job Deployment

The Saksham Program is a Hire–Train–Deploy (HTD) initiative designed to create employment-ready youth for banking frontline roles.

The program focuses on training, skill development, and structured employment opportunities through a 30-day fully residential upskilling model.

The Journey

Step 1
Submit application

Step 2
Application screening by IPB

Step 3
Assessment test (basic aptitude, communication, business understanding) by IPB

Step 4
Offline interview

Step 5
Receive Letter of Intent (LOI)

Step 6
Complete 30-day residential training at Baddi University

Step 7
Job deployment

Eligibility Criteria

Age

21 to 27 years

Education

Graduation (10+2+3 completed)

Background

Rural youth required

Language

Local language fluency mandatory; basic English preferred

Genders

Open to all genders, married candidates, and differently-abled candidates (role-dependent)

Classroom learning
Field exposure & branch visits
Functional training (Sales, Credit, Collections)
Behavioural & soft skills modules
Customer handling & communication
Technology & application usage
Live business case studies from SMFG India

Candidates who successfully complete the program receive a joint certification from SMFG India and Institute of Professional Banking.

Program Fee

₹55,000 + GST

Includes training, accommodation, and meals. Training cost to be reimbursed after 6, 12, or 18 months (as per applicable terms). Loan facility available.

(Includes training, accommodation, and meals)

1st after LOI acceptance
2nd within 3 days of joining

Full-Time Employment

Medical Insurance

PF & ESIC as Per Statutory Norms

Travel Reimbursement for Official Duties

Performance-Based Incentives

On-the-Job Training & Mentoring

SMFG India Credit Company Limited is an RBI-registered NBFC with a strong presence across rural and semi-urban India. The company commenced its operations in India in 2007 and has since grown into a leading financial services institution with a strong pan-India presence.

This extensive network enables meaningful local employment opportunities for trained candidates.

The Institute of Professional Banking (IPB) is a leading BFSI training institution focused on building job-ready banking professionals. With industry-aligned programs and practical training models, IPB bridges the gap between graduates and real-world banking roles.

Having trained and supported the placement of 12,000+ candidates across banks and financial institutions, IPB brings strong execution experience to employment-oriented programs like Hire–Train–Deploy (HTD), ensuring candidates are prepared for frontline banking careers.